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Jobs & employment 2 min
A T4A is not a complete description of your work
Read the income box and review the actual working relationship before treating a T4A as proof of self-employment.
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Saving & retirement 2 min
The dishwasher was fixed. My December transfer could wait.
Étienne has the money to replace a TFSA withdrawal, but the calendar matters as much as the bank balance. A simple same-year contribution example.
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Working for yourself 7 min
Self-Employed Taxes in Ottawa: 2026 Guide
A practical guide to HST, vehicle and home-office expenses, instalments, and CCA for Ottawa sole proprietors.
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New to Canada 2 min
Foreign income before and after becoming resident
Separate resident-period world income, non-resident-period Canadian income and information requested for credits or benefits.
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Working for yourself 2 min
The new machine and the box of staples
A sewing machine and a box of staples arrive on the same invoice. Camille learns why they need different questions before a deduction is calculated.
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Saving & retirement 2 min
Moving an FHSA balance to an RRSP
A qualifying direct FHSA transfer can preserve tax deferral without using RRSP room; a cash withdrawal and new deposit are different.
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