Practical tax guidance, clearly explained.
Local stories. Useful answers for your taxes, your work and everyday life.
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132 articles · 6 / 22
Saving & retirement 2 min
Before withdrawing from a spousal RRSP, check three calendar years
Recent contributions can cause a spousal RRSP withdrawal to be taxed to the contributor rather than entirely to the account holder.
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Filing & corrections 5 min
Tax Software or Accountant? A Practical Canadian Guide
When Canadian tax software is enough, when professional advice helps, and how to choose without scare tactics or inflated refund promises.
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Saving & retirement 3 min
Nadia has an accepted offer. The FHSA withdrawal still needs a check.
Review the home purchase, timing, residency and issuer form before requesting a tax-free FHSA withdrawal.
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Family & everyday life 3 min
Bernard asks for the care breakdown before using the annual total
Separate care wages from other residence charges and compare the permitted medical-expense and disability-credit combinations.
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Saving & retirement 4 min
Too much went into the RRSP. Start with the dates.
Reconstruct dated contributions before calculating an RRSP excess or choosing how to remove it.
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Jobs & employment 2 min
The dues receipt that repeats your T4
Compare your T4 and membership receipt so eligible annual dues are claimed once and excluded fees stay out.
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