Practical tax guidance, clearly explained.
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Saving & retirement 2 min
The RRSP deposit still needs its HBP designation
Use your HBP statement to identify the required repayment and designate eligible contributions correctly on the return.
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Family & everyday life 2 min
The loan paid for school. Does its interest qualify?
Use interest actually paid on a qualifying government student loan, not the full payment or a private student credit line.
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Homes & rentals 3 min
A contractor's invoice can contain two different tax treatments
Separate routine restoration from lasting improvements and preserve the details behind each classification.
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Working for yourself 3 min
The next order may need two tax numbers
Track the small-supplier threshold, check exceptions and confirm both GST and QST registration before changing your invoices.
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Filing & corrections 7 min
How to Change a Tax Return: T1 Adjustments and ReFILE
How to fix an assessed return with Change my return, ReFILE, or Form T1-ADJ, including the 10-year limit and current CRA timelines.
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New to Canada 2 min
Some newcomer benefits can start before the first return
Check newcomer eligibility and submit the appropriate benefit application with household and income information.
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