Working for yourself
Income, receipts, GST/HST and the everyday decisions that come with working for yourself in Canada.
Working for yourself
34 articles · 4 / 6
Working for yourself 2 min
The client was in Alberta. I was in Ottawa.
Malik checks the place-of-supply rules before copying Ontario's HST rate onto an Alberta client's design invoice.
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Working for yourself 2 min
Your bank balance and your profit answer different questions
A $3,200 bank balance can sit beside $4,000 of profit without either number being wrong. Follow the invoices, payments and owner withdrawal.
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Working for yourself 2 min
Registering before the threshold is a business decision
Compare customer pricing and eligible purchase taxes with the ongoing filing duties before registering as a small supplier.
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Working for yourself 7 min
Self-Employed Taxes in Ottawa: 2026 Guide
A practical guide to HST, vehicle and home-office expenses, instalments, and CCA for Ottawa sole proprietors.
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Working for yourself 3 min
Nabil checks the tax on what the workshop buys
Separate GST credits from QST refunds, check business use and spot the NR supplier rule before claiming tax on purchases.
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Working for yourself 3 min
Laurence checks both instalment accounts
Apply the $1,800 tests separately, choose a calculation method and send each income-tax instalment to the correct account.
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