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Working for yourself 3 min
I sold the chairs. Then I counted the invoices.
Camille's busiest month raises a better question than profit: when does a small Ottawa business have to register for HST? Two timelines, one useful sales check.
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Filing & corrections 2 min
When the tax balance is more than you can pay today
File on time, confirm the debt and work from a household budget when arranging payments over time.
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Saving & retirement 2 min
The RRSP decision arrives before the year ends
Plan the maturity of each RRSP before December 31 and distinguish a direct registered transfer from a cash withdrawal.
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Saving & retirement 4 min
Too much went into the RRSP. Start with the dates.
Reconstruct dated contributions before calculating an RRSP excess or choosing how to remove it.
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New to Canada 2 min
Before leaving Canada, save the records you cannot recreate easily
Prepare a departure file covering residential ties, dated asset values, income periods and Canadian account notifications.
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Homes & rentals 3 min
Before the first tenant moves in, document the change of use
Record the conversion date and property value, then review deemed-disposition rules and any available election.
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